when I got my no medical exam life insurance

I must admit that I used to be one of those who shunned insurance agents for the fear that they would pressurize me to buy a policy. It was hard for me to understand why I needed a life insurance policy at that time.

dorischua.blogspot.com/2007/10/when-i-got-my-no-medical-exam-life.html

Do I Really Need Health Insurance?

Many people, particularly those who are young, fit and healthy, see little if any need for health insurance or believe that their medical needs will be taken care of should they fall ill or have an accident.

www.buzzle.com/articles/do-i-really-need-health-insurance.html